How to Check Your Income Tax Refund Status Online | Process

What is Income Tax Refund?

When a taxpayer pays excess tax i.e., the amount of taxes paid exceeds his/her actual tax liability for a particular FY, then the Income Tax Department returns the ‘excess tax’ paid in the form of Income Tax refund.

For example: A salaried individual could not declare the details of his tax-saving investments on time to his employer. As a result, his organization deducted extra taxes via the TDS mechanism. In this case, the employee can claim an income tax refund equivalent to the amount of excess tax deducted. 

Below are some more cases wherein you can claim refund:

  • The amount of tax deducted at source (TDS) on your salary, interest from bank deposits, interest on bonds, etc. exceeds your actual tax liability for the applicable FY.
  • Advance tax paid on self-assessment is more than the tax liability as per regular assessment.
  • Double taxation of income.

If you have paid higher tax to the government in the previous financial year i.e. FY 2018-19, then you are required to file your income tax return (ITR) to claim the refund amount. Higher tax is usually paid when during the financial year the advance tax paid by an individual, self-assessment or tax deducted at source (TDS) is more than their tax liability.

The refund is processed by the State Bank of India (SBI).The refund is sent to the taxpayer either by direct credit it into their account via RTGS/NEFT or by issuing a cheque or demand draft and sending it to the taxpayer's registered address. Do make sure that you have filled in the correct bank account details while filing your ITR as the refund will be credited to this account.

However, from this year onwards, the tax department will only issue e-refunds to those bank accounts where PAN is linked and is pre-validated on the e-filing website.

When is a taxpayer eligible to receive a refund?

An income tax refund is due to a taxpayer if he has paid taxes higher when compared to his actual tax liability. There are various reasons which could lead to this kind of a scenario. Some of these have been enumerated below :

  • The employer generally deducts taxes after taking into consideration various documentary proofs provided to him by an employee pertaining to say 80C investments etc. However, there are instances where an employee is not able to furnish proof for few such investments before the end of a particular financial year and accordingly the employer goes ahead with a higher deduction. However, benefit of such investment can be claimed by the employee while filing his return of income and therefore claim a refund of the higher taxes paid;
  • Certain individuals may not fall within the taxable bracket at all i.e. their income would be less than Rs 2.5 lakhs. Hence, they would not have to pay any taxes. Yet, taxes would have got deducted on their income. This being so, they can claim a refund of the excess taxes deducted;
  • Taxpayers may be called upon to pay additional taxes by their income-tax officer following certain additions made to their income during income tax proceedings. Such additions may be deleted by appeal authorities. Accordingly, the taxpayer will be refunded the taxes he would have paid.

How much of refund is due to a taxpayer?

 Refund claimed in the return of income

When a taxpayer claims a refund in his return of income, the tax department processes such return and the taxpayer would receive an intimation from CPC under Section 143(1) which will confirm the quantum of refund that the taxpayer is eligible to receive. The refund can either match with or it could be higher / lower than what is claimed in the return of income. This refund amount is what the taxpayer would ideally receive from the income tax department.  

Refund due after deletion of additions by appeal authorities

Once the additions are deleted by the appeal authorities, the income tax officer, by an order, determines the refund due to the taxpayer. This is what the taxpayer will be eligible to receive.

How to check for refund status?

Once the refund is determined, the same will be processed by the tax department. The status of refund can be checked either from :

  1. The income tax e-filing portal or
  2. The NSDL website

Updated: 26-09-2019 07:39:57 AM

Did you pay income tax in excess of your tax liability for the year? Are you looking for a way to check the Income Tax Refund status? If yes, worry not! On this page we will discuss the concept of Income Tax Refund along with the procedure to check the status of your income tax refund.

How to Claim Income Tax Refund?

A taxpayer can claim income tax refund as per Section 237 of Income Tax Act, 1961. Earlier, Form 30 was required to claim income tax refund. But with the advent of e-transfer of refunds, Form 30 is no longer required. It can now be simply claimed by filing the ITR and verifying the same, either physically or electronically within 120 days of filing. However, do ensure that the tax paid in excess is reflected in Form 26AS. In case the excess tax paid by you as per your ITR filing is not reflected in the annual tax statement, your refund claim may be rejected by the assessing officer.   

How to Check Income Tax Refund Status?

Income Tax Refund status can be checked from either of the following:

  • NSDL Website or
  • E-filing portal of Income Tax Department

Income Tax Refund NSDL Website

Step 1: Go to the NSDL website to track refund.

Step 2: On the next page, as shown below, you ill in the details, including PAN and AY and click ‘Proceed’.

Step 3: Your income tax refund status will be displayed as depicted in the following image

Checking Refund Status on Income Tax e-Filing Portal 

Step 1: Log onto the e-filing portal of Income Tax Department.

Step 2: Click on “View Returns/Forms”

Step 3: On the subsequent page, select ‘Income Tax Returns’ from the drop-down menu and click “Submit”.

Step 4: On the subsequent page, you will see a list of your previously submitted income tax returns as shown below. Click on the Acknowledgement Number corresponding to the tax filing in which you have claimed a refund.

Step 5: The on following page, as shown below, you can find return details along with income tax refund status.

You can find more information at 

Hope you can find this article helpful. If you did like this Blog then Share it with your friends who are doing CA Final studies or who will be giving their CA Final exams in the near future. 

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